Having trouble coming up with a helpful but achievable goal as part of your 2016 New Year’s resolutions? Deciding to save money in the new year can be tough if you’re not expecting a raise any time soon. But there are some small steps you can take to reduce your monthly spending.
So wake up a little earlier to make a cup of coffee at home rather than stopping by a store before work. Cancel any memberships or subscriptions you no longer take advantage of. And take some steps this year to reduce your heating and cooling costs!